How BantayPadala Makes Money
We believe you deserve to know exactly how this works. No surprises.
The short version
When you click through to a padala provider on our site and make your first transfer, that provider pays us a small commission. That's it. That's how we keep BantayPadala free for everyone.
What this means for you
Nothing changes about the rate you receive. You pay the exact same fees and get the exact same exchange rate whether you come through BantayPadala or go directly to the provider. Our commission comes from the provider's marketing budget, not from your pocket.
Our promise
Rankings on BantayPadala are always based on where your family receives the most pesos. If the best provider doesn't pay us a commission, they still show up first. We will never move a provider up because they pay us more.
Some providers on our site don't have affiliate partnerships with us at all. We still show them because our job is to help you find the best rate — not to make money from every click.
Providers marked with an asterisk (*) in our results have an affiliate partnership with us.
Why trust us?
BantayPadala was built by Angie, a Filipina from Bohol who lives abroad and sends padala home too. This isn't a faceless comparison engine — it's a tool built by someone who uses it.
If you ever feel our rankings aren't fair, tell us. We'll fix it.